Richard Spruill, CSA
Southern VA & Northern NC
1.888.705.5557 ext 6149
Through our Financial/Estate and Retirement programs we teach folks how to retire comfortably and keep the IRS and Nursing homes from taking most if not all of what you wanted your heirs to have.
Five years ago (after becoming a Certified Senior Advisor) The firm added Expertise in Reverse Mortgages and The Proper Cash flow planning with them to enable Seniors to stay in their homes , improve their retirements, Increase their incomes and sometimes just save their homes from foreclosure and/or Medicaid Spend down.
With a huge back room of Tax Experts, we are ready to value business and bring back Thousands of tax dollars that 98% of most CPA’S miss…We work with your Guy to achieve the results.
At Spruill Financial our clients make money in a good market but never loose money in a down market.
- Engineering Based Cost Segregation
- “R&D” Tax Credit (Section 41)
- Energy Policy Act of 2005 (Section 179D)
- Domestic Production Activities Deduction/Section 199
- IC-DISC Export Benefit